Inflation is definitely on the rise in the U.S. We aren’t doing too badly — consider Zimbabwe’s 231,000,000% inflation rate — but inflation is certainly making it harder to stretch a dollar these days. There are ways to ensure that your money goes at least a little further even during inflation, though. While your bank account may not be able to keep up with inflation, you can still keep up with your needs.

1. Buy Off Brand — While buying a cheaper version of the same item is generally a temporary fix to inflation, it can help you get through an immediate squeeze. Consider going beyond the obvious generics, though. You can find everything from no name clothing to computer equipment, all for cheaper prices.
2. Protect Your Investments — Not all investments are capable of keeping up with inflation. The average savings account, for instance, is no match for the dropping value of the dollar. Instead, consider moving your cash towards an investment that at least retains its value. I-Bonds from the U.S. Treasury are a good bet, but they aren’t particularly liquid. Even a high yield savings account is better than a normal savings account, though.
3. Ask For A Raise — It’s a long shot, but if your employer has raised their rates to account for inflation, it’s perfectly reasonable for you to ask for a piece of that pie. Try to negotiate for a raise that actually keeps up with inflation — and the right to request further raises if inflation keeps going up. You’re more likely to get only a fraction of the inflationary rate, but it’s worth a try.
4. Reduce Debt — While reducing debt is always a good idea, during an inflationary period it becomes crucial. At the very least, you’ll want to reduce the interest you’re paying on your debt. Request lower interest rates or move balances to new cards: many credit card companies are going to do their best to increase what you owe because your debt is worth less to them now. They’ll reduce your spending limit, raise your interest rate and try to find reasons to add on to your fees.
5. DIY — As a rule, the components of something are cheaper than the whole. For instance, buying fruit, lunch meat and the other necessities of a packed lunch are cheaper than buying lunch out (or even buying a pre-made brown bag lunch). The same holds true for baking bread, repairing your home and all sorts of stuff.
6. Barter — I know it seems like we should be past bartering in this modern era, but it can be a good way to work around the dropping value of a dollar. Your time and efforts are still valuable, even if money isn’t as useful as it should be. You can trade for everything from advertising space to free meals if you think ahead. Many small businesses are able to accept barter, rather than cash payments — as long as you can offer something they need. You can even trade with your neighbors: need a babysitter next week? Offer to mow the neighbor’s lawn when you’re doing your own this weekend as a trade.