Category | Saving

The One-Car, One Week Experiment

Think back to the 1950s. We may be talking about your parents, but it’s more likely we’re looking at your grandparents. How many cars did they have? Go ahead and ask if you don’t know; I’ll wait.
Odds are very good that they had just one. And depending on where they lived, it’s entirely possible that [...]

Tags: ,

Can You Walk Home?

The rising cost of gasoline is starting to hit home for even those people driving hybrids. Everybody’s starting to explore options like walking or biking, especially if they want to cut down on carbon emissions. But it can be hard to figure out just what stores, restaurants and other venues are within walking distance of [...]

Tags: , ,

3 Plans That Won’t Help You Retire

You won’t ever get rich fetching someone else’s coffee. Heck, you probably won’t wind up with enough to retire. It’s time to take responsibility for our own retirement planning. The best starting point is realizing just what retirement planning isn’t.
Retirement planning isn’t waiting for an inheritance.
You can’t expect your parents to be responsible for your [...]

Tags:

When Frugality Just Isn’t Enough

There’s no question that, financially speaking, things are a little rough right now. The prices of food, gas and other necessities are going up, raises aren’t exactly forthcoming and credit is getting hard to come by. Just about every financial guru seems to be telling us to tighten our belts.
But what if you’ve already tightened [...]

Tags: , ,

When Can I Stop Being Frugal?

Whether you’re saving up to buy your first house or working on eliminating some credit card debt, just about every financial guru will tell you to be frugal — to cut down on unnecessary expenditures. It’s such widespread advice because it works — brown bagged lunches, fewer Starbucks lattes and wearing clothing that doesn’t require [...]

Tags: , ,

Set Some Aside: Rewards for Savings

You would never turn down free stuff, right? A free meal? A free car? What about free money? Every day you choose not to save money, you’re turning down free cash.
Admittedly, a lot of this free money is down the road — it’s available in tax incentives or interest. But there are significant reasons to [...]

Tags: , ,