My husband and I have some money invested in the stock market. We used to have quite a bit more invested, but the same thing happened to our stocks that happened to the rest of the stock market. This situation bothers my husband: every so often, he mentions that we could pull that money out [...]

Any checking account you have to pay for is a raw deal: banks make their real income off of money deposited, by lending it out. That means that any fees you pay for your personal checking account are just icing on the cake. You may think that it’s just a few dollars every month, but [...]

Being able to take a long view of your finances is important: if you can focus on the long view, you’ll be better equipped to make decisions about mortgages, investments and other crucial factors in your finances. The simple fact is that if you can focus on finding the best long-term solutions — the best [...]

Every day, I see a poster or an ad for some great opportunity: “Make $1000s in your spare time!” is only one example of these ads that promise impossible results for very little effort. Most people avoid these get rich quick schemes like the plague. But there are plenty of schemes out there that are [...]

There is an investment that is often exempt from federal income tax and state income tax, making it a useful tool for investors concerned about their tax burdens. Even better, this investment has minimal risk, making it a worthwhile option these days. The investment is the municipal bond — a bond issued by local governments [...]

The holidays are just around the corner. If you’re still looking for ideas for gifts, we’ve got a couple that can give your loved ones a head start on improving their finances and building wealth.

Personal finance books: there are plenty of books that can provide a basic introduction to personal finance, as well as those [...]