Think you know everything about ID theft? Check out these more unusual schemes to find out how criminals are plotting to take your money.

Budgeting your money is one of the best methods to control your spending, simply because you know where each of your dollars ends up. But you can’t allow your budget to turn into a straight jacket: you should control your budget, rather than the other way around.

If there was ever a time to get serious about paying down your debt, that time would be now. With the economy in a tailspin, more and more people are finding it difficult (if not almost impossible) to pay their loan and credit card payments on time. This is making the banks and credit companies nervous and it is resulting in the tightening of their proverbial fists. They aren’t calling it a “credit crunch” for nothing.

Credit card debt can be very overwhelming. It adds up quickly, and the high interest rate makes it difficult to pay off. Here’s what to do.