You know all the ways you can hurt your credit score, but do you know all the best ways to give your three-digit score a boost? There’s lots of tips and tricks out there, so I looked for the best, reliable strategies to help you out. Read on for my top seven ways you can [...]

Banks are starting to charge different rates for the same loan depending on where you live, how much you make, and your banking history. But making more money and being a good bank customer can actually be a bad thing.

One of the main reasons people have a hard time overcoming their debt is that they set unrealistic goals for themselves. Then, when meeting those goals is harder than expected (or nearly impossible), they get frustrated and all but give up. If you really want to pay down your debt, you need to learn to [...]

This might sound obvious, but did you know that one of the best ways to reduce your debt is to simply not add to it? It is amazing how many people agonize over their debt and continue to use their credit cards and take out loans! Sure, using a credit card and paying it off [...]

A little more than a week ago, I wrote about creating your (dreaded) budget. By now you have probably come up with a figure that is, well, less than pleasant.
If people know that you’ve decided to get serious about reducing your debt, you’ve probably been given all sorts of advice. Some of the advice [...]

If there was ever a time to get serious about paying down your debt, that time would be now. With the economy in a tailspin, more and more people are finding it difficult (if not almost impossible) to pay their loan and credit card payments on time. This is making the banks and credit companies nervous and it is resulting in the tightening of their proverbial fists. They aren’t calling it a “credit crunch” for nothing.