There’s a statue of limitations on debts. At some point, each state tells creditors to give up and go home — how long that takes varies from state to state. That statue of limitations can make it seem like a good idea to just forget about your older debts.
But if you’re working on getting your [...]

GM is downsizing, reducing the number of cars they’re making and the number of employees they have on staff. Even GM’s executives are considering taking a pay cut. Plenty of other businesses are also considering downsizing, or have even started the process.
With big corporations reducing costs, we have to wonder if maybe we should be [...]

When is a good time to use a home equity line of credit, and why should you in the first place?

You know all the ways you can hurt your credit score, but do you know all the best ways to give your three-digit score a boost? There’s lots of tips and tricks out there, so I looked for the best, reliable strategies to help you out. Read on for my top seven ways you can [...]

Banks are starting to charge different rates for the same loan depending on where you live, how much you make, and your banking history. But making more money and being a good bank customer can actually be a bad thing.

One of the main reasons people have a hard time overcoming their debt is that they set unrealistic goals for themselves. Then, when meeting those goals is harder than expected (or nearly impossible), they get frustrated and all but give up. If you really want to pay down your debt, you need to learn to [...]