We all know that a good credit score is instrumental to getting a decent deal on a mortgage. But did you know that a bad score could keep you from landing a job?
Employers don’t want to hire applicants who have problems in other parts of their lives, and that includes debt. It’s more than just [...]

With all the talk about why credit cards should be avoided, especially for people whose credit history is questionable, I thought it might be a nice change to talk about the good that credit cards can do. Here are a few reasons not to get rid of every credit or charge card you have.
1. Charge [...]

Classic advice for handling any amount of debt — mortgages, credit cards, etc. — is to pay more each month than is actually required. For instance, if I had a monthly credit card bill of $100, but I had an outstanding balance of $10,000, with 10% interest, it would take me 213 months (or 17 [...]

When you’re looking at your credit report, depending on which of the three companies provided it to you, you may see your FICO score — a number between 300 and 850. But it can be difficult to understand just how that number corresponds to your credit score.
Your FICO score, or credit score, is based on [...]

With identity theft being so rampant and identity thieves becoming more and more resourceful (have you heard the one about the people who look for shredding and try to tape it together?) protecting your credit might feel like a bit of an uphill battle, especially when you’ve followed everyone’s advice and still have unauthorized charges [...]

There are several ongoing efforts to make the American credit market a little fairer for borrowers: regulating the market to prevent predatory practices, informing consumers so that they can make better decisions, and other similar approaches. One of the crucial organizations in this crusade is Americans for Fairness in Lending. AFFIL is a non-profit organization [...]