401(k) matching is a wonderful perk — who would ever turn down free money? These days, the answer seems to be ‘a lot of people.’ With the financial difficulties many people are facing, a lot of people have stopped contributing to their 401(k) plan. I can’t say that the choice doesn’t make sense: paying your [...]

I’ve noticed over the years that a lot of people make the same mistakes when it comes to personal finance — even me. I’ve made my fair share on this list, and I’ve realized that the first step to minimizing mistakes is recognizing them. This spotter’s guide will hopefully help you avoid some of the [...]

With all the opportunities you have to trade stocks online, it’s tempting to just jump into the deep end. We all have a few companies that we’re absolutely sure are on the verge of making it big. It’s worth taking a moment, though, before investing everything in our ’sure thing.’ Take a step back, take [...]

I pay for music, movies and software — even though I know how to download all of them for free. Sometimes it bothers me that I could be getting all of this stuff for free, I admit, and I know plenty of people who are more than content to download whatever they want. But I’ve [...]

Inflation is definitely on the rise in the U.S. We aren’t doing too badly — consider Zimbabwe’s 231,000,000% inflation rate — but inflation is certainly making it harder to stretch a dollar these days. There are ways to ensure that your money goes at least a little further even during inflation, though. While your bank [...]

Ramit Sethi, the blogger behind I Will Teach You To Be Rich, has issued one heck of a challenge: if you follow along with his challenge, in 30 days you’ll have $1,000 in the bank.
I can’t think of anyone who wouldn’t want to have a spare grand in savings at the end of the month. [...]