We all know we need an emergency fund. Whether it’s called a rainy day account, a contingency fund or a just-in case account, it’s absolutely necessary. But most of us have a hard time getting in the habit of saving up for something we don’t expect. There are a few tricks that can help get [...]

A major part of the economic stimulus package signed last week is the Making Work Pay Tax Credit. In 2009 and 2010, that credit will provide a refundable tax credit of up to $400 for a working individuals and $800 for married workers. But you won’t be getting that money in a lump sum: it [...]

Many American Express customers have reported receiving a card in the mail, offering them $300 if they will pay off the full balance on their American Express card and close their account. So far, it seems that the offer is only good for those American Express customers who receive the notice in the mail: it [...]

If you’re working for a small business or for an individual, there’s a chance you can get paid under the table. At first blush, it sounds like a good deal. You won’t have to pay either federal or state taxes — you won’t even have to pay Social Security. You can keep your hands on [...]

Most people consider budgeting the fastest way to better money management. Even if you’re already comfortable with your financial situation, a little budgeting can go a long way in making sure that you really are putting your money where you want it to go. You can pay your bills every month without having a budget [...]

President Obama is expected to sign the economic stimulus plan today, immediately creating some important changes in our taxes, our health insurance and our day-to-day lives. The actual plan weighs in at over one thousand pages, though, making it difficult for everyone to read up on exactly what it means for them. It’s honestly not [...]