It’s surprisingly easy to get a lower interest rate on your credit card. My husband had an American Express card with a fairly high interest rate and, last week, he decided to ask for a lower rate. Yep, all he had to do was ask and American Express gave him a better deal.
There were a [...]

You’ve still got about six months before you really have to start worrying about your taxes, right? If you don’t want to reduce your tax bill, that’s true. But if you want to see if you can bring down your taxes a little, it’s worth thinking about in advance.
Tax-Free Days
Several states have a day or [...]

Bankrate recently ran an article titled, “A dozen ways to get a down payment.” The article was pretty in-depth, but I’d like to take a look at how realistic their twelve suggestions really are.

Set up an automatic saving plan. — An automatic savings plan is a great suggestion. Almost every bank makes it easy to [...]

My grandmother still uses good old-fashioned paper and pencil to manage her money. I rely on a software package. Other options include web applications, spread sheets and a few other money management options. But how do you decide between all the options? How do you know which one is best for your situation?
There is no [...]

Millions of Americans are relying on their 401(k) plans for retirement. If you’re one of them, you probably receive a monthly statement. It’s pretty likely that youdon’t do much more than glance at that statement before filing it away.
But in 2007, the U.S. Department of Labor’s Employee Benefits Security Administration (EBSA) investigated over 1,320 [...]

Living a greener life — being more eco-friendly and sustainable — doesn’t have to be a matter of saving the rain forest. Instead, you might want to consider going green as a matter of saving some money.