Watch Out For Scams: 3 Big Ones

Posted on 13 March 2009

There are plenty of rumors about stimulus packages and taxes floating around these days — and many of them aren’t true. Instead, if you listen to them, you can find yourself a prime target for a scam. I’ve rounded up just a few of the scams which are making the rounds these days. Unfortunately, there [...]

After the Stimulus: How Much is in Your Paycheck?

Posted on 26 February 2009

A major part of the economic stimulus package signed last week is the Making Work Pay Tax Credit. In 2009 and 2010, that credit will provide a refundable tax credit of up to $400 for a working individuals and $800 for married workers. But you won’t be getting that money in a lump sum: it [...]

Money In A Hurry: Your Options

Posted on 13 February 2009

Unfortunately, it isn’t exactly uncommon these days for someone to get caught just a little short of where they need to be, money-wise. Maybe a person just needs a few dollars to make it until his next payday or maybe a person is in more of a financial fix than that. No matter how much [...]

The Facts About Bankruptcy

Posted on 23 January 2009

When a person or a company finds themselves in so much financial trouble that they don’t think they’ll be able to handle it, they have the option of declaring bankruptcy. Legally speaking, declaring bankruptcy is the same as declaring that one cannot pay creditors. It gives debtors the chance to settle debts for what they [...]

Auto Financing

Posted on 05 January 2009

Up and Running
With all of the tribulations that have plagued the automobile industry, the manufacturing industry, and the entire economy, the automobile industry wants you to know that car loans are available to finance a new car purchase. From the looks of television and printed ads for December of 2008, it is business as usual [...]

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Credit

Count Down to Credit Card Reform

The Credit Cardholders’ Bill of Rights Act of 2009 passed in the Senate last week and it’s just waiting on the President’s signature to become law. Because it’s a bill that has significant support, that signature will not be long in coming. When the bill becomes law, there will be some pretty major changes in [...]

Debt

What Should We Do With This Year’s Tax Refund?

Everybody’s hoping for a big fat tax refund right now — but there are more than a few different options on what you can do with that refund when you actually get it. Deciding just what you’re going to do with your tax refund can be worth a little more thought right now than in [...]

Green

Green Home Investments Save Future $$$

There’s a lot of green talk in the news these days and you may be considering some eco-friendly upgrades to your home. If you do your research, green changes in your home can add up to serious savings down the line. Sure, most eco-friendly changes involve an initial investment on your part, but they [...]

Home Buying

Keep Your Home Insurance Costs Down: 7 Tips

It’s a rare situation that you can afford to be without home insurance. Most mortgage lenders require home insurance as part of the terms of a mortgage, and even if you own your home free and clear, insurance can be the easiest way to safeguard your investment. But home insurance isn’t exactly cheap — especially [...]

Investing

Stocks: The Long-Term Still Shows Promise

My husband and I have some money invested in the stock market. We used to have quite a bit more invested, but the same thing happened to our stocks that happened to the rest of the stock market. This situation bothers my husband: every so often, he mentions that we could pull that money out [...]

Money

5 DIY Projects That Make Financial Sense

There are plenty of DIY projects out there: you can raise your own chickens, change your own oil or even build your own house. But not all DIY projects make financial sense. There are plenty of items you can make yourself, but the price of the components you’ll need is actually more than the cost [...]

Personal Development

13 Tips To Get The Most Out of Conferences

Conferences and trade shows are great opportunities to learn about your industry, network, and connect with like minded individuals in your field. I have been fortunate enough to have had the opportunity to attend quite a few events over the past four years. Here are some tips and suggestions to get the most out of your next event.

Productivity

Outsourcing 101

I have been outsourcing tasks for several years now. It was a steep learning curve, and it did not always work out as I expected. At times it even got frustrating. But I kept trying to outsource tasks and grow my business. And, over time, I got better at it. This article describes my “system” for effective outsourcing.

Reviews

Doba Review (Drop Shipping Service)

I was excited to learn about a new service called Doba the other day. Doba is a drop shipping company that anyone can sign up with and use to start their own business. It sounded very promising, so we decided to check it out.

Saving

Want A Lower Bill? Ask For It

One of the simplest methods to reduce your bills is to call your service provider and ask for a lower rate. It doesn’t always work, but there’s no harm in asking — and if you can convince the rep you speak with that you’re considering canceling, there’s a pretty good chance that they’ll be able [...]