This weekend, the New York Times ran a series of articles on debt in America. It’s definitely worth reading, but if you don’t have the time to go through all of them, there are two paragraphs that I think are absolutely key:
Average late fees rose to $35 in 2007 from less than $13 in 1994, [...]

There’s a statue of limitations on debts. At some point, each state tells creditors to give up and go home — how long that takes varies from state to state. That statue of limitations can make it seem like a good idea to just forget about your older debts.
But if you’re working on getting your [...]

There’s a lot of green talk in the news these days and you may be considering some eco-friendly upgrades to your home. If you do your research, green changes in your home can add up to serious savings down the line. Sure, most eco-friendly changes involve an initial investment on your part, but they [...]

A real estate agent in my area has been running a TV commercial telling prospective buyers that just because other parts of the country are having housing market problems not to worry about. “You wouldn’t want a weather report for the whole country,” this agent announces, “So why do you listen to national real estate [...]

As you prepare to go house hunting, there is one tool that I can’t recommend enough: a digital camera. Odds are that, during your search for the perfect home, you’ll look at enough houses that they’ll quickly start to melt together in your mind. Photographing a house thoroughly can help you remember which house had [...]

While most personal finance gurus suggest cutting back on your spending to make your paycheck go farther, you may reach a point where your paycheck just won’t stretch any more. That doesn’t mean that you’ve reached a personal finance dead end, though. It just meants that it’s time for a new strategy. Rather than trying [...]

What is Personal Development?
We hear the phrase “personal development” all of the time. A friend who decides to radically change his or her life tells us “I’m working on my personal development.” Our therapist tells us “there are definite areas of your personal development that need work.” When you hear “personal development” your mind might [...]

I was excited to learn about a new service called Doba the other day. Doba is a drop shipping company that anyone can sign up with and use to start their own business. It sounded very promising, so we decided to check it out.

Shopping and other errands are a quick way to burn through that tank of gas that you just filled up. Isn’t it worth your while to cut down all that running around if you can? The less time you spend in the car, after all, the less gas you need to buy. You might even [...]