The Credit Cardholders’ Bill of Rights Act of 2009 passed in the Senate last week and it’s just waiting on the President’s signature to become law. Because it’s a bill that has significant support, that signature will not be long in coming. When the bill becomes law, there will be some pretty major changes in [...]

Everybody’s hoping for a big fat tax refund right now — but there are more than a few different options on what you can do with that refund when you actually get it. Deciding just what you’re going to do with your tax refund can be worth a little more thought right now than in [...]

There’s a lot of green talk in the news these days and you may be considering some eco-friendly upgrades to your home. If you do your research, green changes in your home can add up to serious savings down the line. Sure, most eco-friendly changes involve an initial investment on your part, but they [...]

It’s a rare situation that you can afford to be without home insurance. Most mortgage lenders require home insurance as part of the terms of a mortgage, and even if you own your home free and clear, insurance can be the easiest way to safeguard your investment. But home insurance isn’t exactly cheap — especially [...]

My husband and I have some money invested in the stock market. We used to have quite a bit more invested, but the same thing happened to our stocks that happened to the rest of the stock market. This situation bothers my husband: every so often, he mentions that we could pull that money out [...]

There are plenty of DIY projects out there: you can raise your own chickens, change your own oil or even build your own house. But not all DIY projects make financial sense. There are plenty of items you can make yourself, but the price of the components you’ll need is actually more than the cost [...]

Over the last month, I’ve gotten a stack of graduation announcements in the mail — and I’ve even attended a graduation or two. Some are high school graduations, some are from college and some are from graduate school. But no matter what level a person graduates from, there’s a certain sense of wondering what comes [...]

I have been outsourcing tasks for several years now. It was a steep learning curve, and it did not always work out as I expected. At times it even got frustrating. But I kept trying to outsource tasks and grow my business. And, over time, I got better at it. This article describes my “system” for effective outsourcing.

I was excited to learn about a new service called Doba the other day. Doba is a drop shipping company that anyone can sign up with and use to start their own business. It sounded very promising, so we decided to check it out.

One of the simplest methods to reduce your bills is to call your service provider and ask for a lower rate. It doesn’t always work, but there’s no harm in asking — and if you can convince the rep you speak with that you’re considering canceling, there’s a pretty good chance that they’ll be able [...]